Step 1 :Define the common ratio as \(r = 1.09\)
Step 2 :Calculate the first term as \(a_{1} = r^{1-1} = 1.0\)
Step 3 :Calculate the second term as \(a_{2} = r^{2-1} = 1.09\)
Step 4 :Calculate the third term as \(a_{3} = r^{3-1} = 1.1881\)
Step 5 :Calculate the fourth term as \(a_{4} = r^{4-1} = 1.29503\)
Step 6 :\(\boxed{\text{The common ratio is } 1.09 \text{ and the first four terms of the geometric sequence are } 1.0, 1.09, 1.1881, \text{ and } 1.29503}\)