Step 1 :\(S1 = 10 + 0.80 \times 30 = 10 + 24 = 34\)
Step 2 :\(S2 = 25 + 0.20 \times 30 = 25 + 6 = 31\)
Step 3 :Comparing \(S1\) and \(S2\), we find that Bank B is cheaper than Bank A.
Step 4 :The difference in cost between the two banks is \(\Delta = S1 - S2 = 34 - 31 = 3\)
Step 5 :\(\boxed{\text{Bank A: } S1 = 34}\)
Step 6 :\(\boxed{\text{Bank B: } S2 = 31}\)
Step 7 :\(\boxed{\text{Bank B is } 3 \text{ cheaper than Bank A.}}\)