Step 1 :\(f(0) = (0)^{2}-19 = -19\)
Step 2 :\(g(0) = 20 - 0 = 20\)
Step 3 :\(\left(\frac{f}{g}\right)(0) = \frac{f(0)}{g(0)}\)
Step 4 :\(\left(\frac{f}{g}\right)(0) = \frac{-19}{20}\)
Step 5 :\(\boxed{\frac{-19}{20}}\)