Step 1 :Given that the rose garden is formed by joining a rectangle and a semicircle, with the rectangle being $28 \mathrm{ft}$ long and $21 \mathrm{ft}$ wide.
Step 2 :The fence will be along the perimeter of the rectangle and the circumference of the semicircle.
Step 3 :The perimeter of a rectangle is given by the formula \(2 \times (\text{length} + \text{width})\). Substituting the given values, we get \(2 \times (28 + 21) = 98 \mathrm{ft}\).
Step 4 :The circumference of a circle is given by the formula \(2 \times \pi \times \text{radius}\). Since we only have a semicircle, we will take half of the circumference. The radius of the semicircle is equal to the width of the rectangle, which is $21 \mathrm{ft}$. So, the circumference of the semicircle is \(\pi \times 21 = 65.97 \mathrm{ft}\).
Step 5 :Adding these two values together, we get the total length of the fence required: \(98 + 65.97 = 163.97 \mathrm{ft}\).
Step 6 :Final Answer: The gardener requires \(\boxed{163.97}\) feet of fence to build around the garden.