Step 1 :Set up an inequality to represent the situation: \(35 + 0.08m \leq 40.60 + 0.06m\)
Step 2 :Subtract 0.06m from both sides: \(0.02m \leq 5.60\)
Step 3 :Divide both sides by 0.02: \(m \leq 280\)
Step 4 :\(\boxed{280}\) minutes or less of monthly phone use, Plan A will cost no more than Plan B.