Step 1 :We are given that \(\cos s = \frac{3}{5}\) and \(\sin t = -\frac{12}{13}\).
Step 2 :We also know that both s and t are in quadrant IV, where \(\sin\) is negative and \(\cos\) is positive.
Step 3 :Therefore, we can calculate \(\sin s = -\sqrt{1 - \cos^2 s}\) and \(\cos t = \sqrt{1 - \sin^2 t}\).
Step 4 :Substituting the given values, we get \(\sin s = -\sqrt{1 - (\frac{3}{5})^2} = -0.8\) and \(\cos t = \sqrt{1 - (-\frac{12}{13})^2} = 0.38461538461538447\).
Step 5 :We know that \(\sin (s+t) = \sin s \cos t + \cos s \sin t\).
Step 6 :Substituting the calculated and given values, we get \(\sin (s+t) = -0.8 * 0.38461538461538447 + 0.6 * -0.9230769230769231 = -0.8615384615384615\).
Step 7 :So, the final answer is \(\sin (s+t) = \boxed{-0.8615384615384615}\).