Step 1 :The probability of winning the first game is 1 in 4.2 million, which can be written as \(2.380952380952381 \times 10^{-7}\).
Step 2 :The probability of winning the second game is 1 in 805,600, which can be written as \(1.2413108242303872 \times 10^{-6}\).
Step 3 :The probability of both events happening is the product of their individual probabilities. Therefore, we multiply the two probabilities together to get \(2.9555019624533027 \times 10^{-13}\).
Step 4 :Final Answer: The probability that an individual would win $1 million in both games if they bought one scratch-off ticket from each game is approximately \(\boxed{2.96 \times 10^{-13}}\).