Step 1 :Find the total number of residents who have completed just high school or only some college: \(3126 + 5269 = 8395\)
Step 2 :Find the number of residents aged 30-39 who have completed just high school or only some college: \(483 + 1120 = 1603\)
Step 3 :Calculate the probability: \(\frac{1603}{8395} = 0.190946992257296\)
Step 4 :Round the probability to the nearest thousandth: \(\boxed{0.191}\)